Terms and Conditions

Acceptance of Terms

By accessing and using the website mortgagorbn.com (hereinafter, the "Website") and the services of Mortgagorbn Inversiones S.L. (hereinafter, "Mortgagorbn", "we" or "our"), you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you should not use our Website or our services.

Description of Services

Mortgagorbn operates a real estate crowdlending platform that allows investors to participate in real estate projects through collective financing. Our platform facilitates the connection between investors and real estate developers.

Eligibility Requirements

To use our services you must:

• Be over 18 years old
• Be a tax resident in Spain or another EEA country
• Have legal capacity to enter into binding contracts
• Provide truthful, accurate and complete information

Registration and User Account

To access certain services, you will need to create a user account. You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your account. You must notify us immediately of any unauthorized use of your account.

Investments

Investments made through our platform carry risks. Before investing, you should:

• Fully understand the associated risks
• Assess your personal financial situation
• Consider diversifying your investments
• Only invest amounts you can afford to lose

Risk Warning

Real estate crowdlending involves significant risks, including but not limited to:

• Risk of total or partial loss of invested capital
• Risk of lack of liquidity
• Risk of payment delays
• Risk of developer default
• Risk of real estate market fluctuations

Intellectual Property

All content on the Website, including text, graphics, logos, icons, images, audio clips, digital downloads and data compilations, is the property of Mortgagorbn or its content providers and is protected by intellectual property laws.

Prohibited Uses

You agree not to use the Website to:

• Illegal or unauthorized purposes
• Harm or attempt to harm minors in any way
• Transmit unsolicited advertising material
• Interfere with or disrupt the Website or servers
• Impersonate another person or entity

Limitation of Liability

To the maximum extent permitted by law, Mortgagorbn shall not be liable for any indirect, incidental, special, consequential or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses.

Indemnification

You agree to indemnify and hold harmless Mortgagorbn and its officers, employees, agents and suppliers from any claims, liability, damages, losses and expenses arising from your breach of these Terms or your use of the Website.

Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of Spain. Any dispute arising in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of Madrid, Spain.

Modifications

We reserve the right to modify these Terms at any time. Modifications will take effect immediately upon posting on the Website. Your continued use of the Website after the posting of changes will constitute your acceptance of such changes.

Contact

If you have questions about these Terms and Conditions, you can contact us at: