Privacy Policy

Introduction

At Mortgagorbn Inversiones S.L. (hereinafter, "Mortgagorbn", "we" or "our"), we are committed to protecting and respecting your privacy. This Privacy Policy describes how we collect, use, store and protect your personal information when you use our website mortgagorbn.com and our real estate crowdlending services.

Data Controller

The data controller for your personal data is:

Data We Collect

We may collect and process the following personal data:

• Identification data: name, surname, ID/NIE/Passport
• Contact data: email address, phone number, postal address
• Financial data: banking information for processing investments and returns
• Technical data: IP address, browser type, cookie data
• Usage data: information about how you use our website and services

Purposes of Processing

We use your personal data for the following purposes:

• Providing our real estate crowdlending services
• Managing your user account and investor profile
• Communications related to our services and investments
• Compliance with legal and regulatory obligations
• Sending commercial communications (with your prior consent)
• Improving our services and user experience

Legal Basis

The processing of your data is based on:

• The performance of a contract to which you are a party
• Your express consent for specific purposes
• Compliance with applicable legal obligations
• Our legitimate interest in improving our services

Data Retention

We will retain your personal data for as long as necessary to fulfill the purposes for which it was collected, and subsequently during the applicable legal limitation periods. Investment-related data will be retained for a minimum of 10 years in accordance with anti-money laundering regulations.

Your Rights

You have the right to:

• Access your personal data
• Rectify inaccurate or incomplete data
• Request the deletion of your data
• Limit the processing of your data
• Receive your data in a portable format
• Object to the processing of your data
• Withdraw your consent at any time

To exercise these rights, you can contact us at privacy@mortgagorbn.com

Data Security

We implement appropriate technical and organizational measures to protect your personal data against unauthorized access, loss, destruction or alteration. These measures include data encryption, access controls, regular backups and staff training.

International Transfers

Your personal data is stored and processed within the European Economic Area (EEA). In the event that data needs to be transferred outside the EEA, we will ensure that adequate safeguards are in place in accordance with the GDPR.

Changes to this Policy

We may update this Privacy Policy periodically. We will notify you of any significant changes through our website or by email.

Contact

If you have questions about this Privacy Policy or about the processing of your data, you can contact us at:

You can also file a complaint with the Spanish Data Protection Agency (AEPD) if you believe your rights have been violated.